Insurance
Insurance, explained honestly
Dental benefits are confusing by design. Here is exactly how they work at our office, in plain language, so there are no surprises.
What we accept
As a service to our patients, our practice accepts most dental insurance programs, including non-managed-care, indemnity (traditional) plans, and PPO plans on an out-of-network basis. We are a fee-for-service practice and are not part of any managed care network. Many PPO plans include meaningful out-of-network benefits, and our team will help you understand yours.
We handle the paperwork
Our accounting staff prepares all the necessary forms for your dental benefits and files claims on your behalf. Before larger treatments, we will gladly submit a pre-treatment estimate to your insurance company so you know what your benefits should cover before anything is scheduled.
The fine print, in plain words
Your specific policy is an agreement between you and your insurance company, and you are responsible for your total obligation should your benefits result in less coverage than anticipated. The fees charged for services are the usual and customary fees we charge all our patients for similar services.
Keep in mind that insurance policies vary greatly. Some base allowances on a fixed fee schedule that may or may not match actual fees, and companies differ in how quickly they process claims. Whatever your plan does, we will keep you informed and deal with the paperwork so you can focus on your health.
No insurance? No problem.
Plenty of our patients have no dental benefits at all. You will always get honest fees quoted before treatment, and CareCredit financing can spread larger plans into monthly payments.
Wondering what your plan covers here?
Call (209) 667-0115 with your insurance card handy, and our team will help you sort out your benefits before your visit.